Why ‘default’ is a faulty word

Why ‘default’ is a faulty word

Written by Simon Grover Most ordinary people associate the word ‘default’ with negative ideas like ‘failure’. So perhaps pension schemes should stop describing the place most members’ money is invested in as ‘the default fund’. Default makes people think bad thoughts...
Making a map of the pension world

Making a map of the pension world

Written by Joe Craig The pensions industry is good at talking about process. That’s because we’re used to sequences of thought that run in straight lines. But any description or explanation, however good, starts from someone’s point of view – usually our own. So...
6 steps to fire up your ESG policy

6 steps to fire up your ESG policy

Written by Simon Grover With Environmental, Social & Governance (ESG) regulations coming through thick and fast, pension trustees’ collars are in danger of getting hotter than Christmas in Sydney. So what questions should trustees pose to their advisers...
What growing anxiety means for financial services

What growing anxiety means for financial services

Written by Emily Pearce Danger seems to be everywhere. It’s making us more anxious about taking risks. And more uncertain about our futures, and how to prepare for them. For the financial services sector, this means we need to be both reassuring and encouraging. The...