BLOGS

OUR THOUGHTS ON WORDS AND BUSINESS

Why ‘default’ is a faulty word

Most ordinary people associate the word ‘default’ with negative ideas like ‘failure’. So perhaps pension schemes should stop describing the place most members’ money is invested in as ‘the default fund’.

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Making a map of the pension world

The pensions industry is good at talking about process. That’s because we’re used to sequences of thought that run in straight lines. But any description or explanation, however good, starts from someone’s point of view – usually our own. So sometimes we can find it hard to imagine ourselves in different parts of the industry, or in the shoes of a member. To make that easier, we created a map of the DC (defined contributions) world. We decided on a map because they show you the world a different way. A map frees you from any one point of view and lets you choose your starting point, your end point and your route.

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6 steps to fire up your ESG policy

With ESG regulations coming through thick and fast, trustees’ collars are in danger of getting hotter than Christmas in Sydney. So what questions should trustees pose to their advisers about ESG? There’s a lot to think about and it’s difficult to know where to start, or how to get useful answers.

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THINGS TO GET YOU THINKING